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You are here: Home / Archives for money

How to combine work with travel? Karolina and Patryk’s story

August 21, 2014 By Guest Blogger

We perpetually get a lot of questions about how to combine work and travel, or how to fund travel while traveling.  There are many different ways of funding your travels, so when we have the opportunity to highlight how someone else does it, we’re all too happy to oblige.  Here’s Karolina and Patryk’s story in their own words. – Jillian

We are Karolina and Patryk, young couple from Poland. We met only 3 years ago and we totally felt in love with each other!

We were normal students, planning to have descent job in the future. Both of us were a little crazy and adventurous but we never have enough courage to fulfill our dreams. Until we met…

Only after half a year, we decided to quit our colleges, start a company and explore the world!

We’ve always dream about travelling but there was one problem- money.

picture of us in the plane to Asia
Karolina and Patryk on the plane to Asia.

We knew that the only thing we can do is making business online. The biggest profit can be made from selling. So we needed to find good product and customer who will buy from us.  It was really difficult at the beginning. We didn’t have money, we just had dreams. We worked very hard to make our e-shop and attract customers.

But we did it!

Right now our store is profitable and we only need few hours a day to work. The rest of our time we spend on having fun, travelling and writing our blog.

Our first big trip was to Asia: Thailand, Cambodia and Vietnam. It’s almost impossible to describe how excited we were when we get to the plane to Bangkok! We felt that after a year of hardworking, we finally have our reward.

Of course, our company was profitable until few month but we spend it on travelling in Europe. Asia was a continent that we’ve always dreamt about. And we’ve managed to buy cheap plane tickets so… Everything was perfect!

And it’s really perfect until now! We are young, happy and full of dreams. We will never forget the day when we decided to do something with our lives.

We were scared the hell out of these changes but we knew that as long as we are together, everything will be just fine.This year, we’ve been in Asia and North America. In one month we are going to Middle America exploring Caribbean. In 2015 we want to move to China to learn Chinese.

Karolina and Patryk on the best day of their travels so far on Koh Chang Island.
Karolina and Patryk on the best day of their travels so far.

The more we see, the bigger our hunger for travelling is. It’s magic but beautiful!

We want to encourage every single one of you to fulfill your dreams. It’s really worth it! You have one life and you need to enjoy it. Live it fully. When you will be old you shouldn’t regret anything that you could have done and you were not brave enough to do it.

It doesn’t matter what your dreams are- it may be scuba diving with sharks in Egypt, cooking with Mexicans or play with tigers in Thailand. Just do it! Think about your dream life and do everything to have it.

Filed Under: Headline, Travel & Planning Tagged With: funding travels, money, travel bloggers

Where’s the money?

June 30, 2011 By Jillian

Some friends of ours had told us one of the greatest things they did while in Africa was to visit the Mountain Gorillas in Uganda.  They were able to go to the National Park Office, buy a permit in cash, and then make their way to see the Gorillas.  Unfortunately it wasn’t so simple for us as this was simply not an option.

Gorilla tracking in Uganda is a very delicate affair.  For two full years local guides will go to see the gorillas and spend an hour with them each and every day.  They do this so the gorillas come to recognize them as another, benign creature rather than a threat.  Only after the group is habituated to humans are groups of no more than 8 tourists taken to visit them, and the permit to do so is only available via a handful of Kampala based travel agencies.  You must select one agency from the web, send a huge ($500/person + fees) money transfer, and hope not to be scammed.

Mountain Gorilla's of Bwindi Impenitrable Forest

Did I mention this was Africa.

Our experience was awful.  We arranged for the  money to be sent and then we waited and waited.  Every time we logged into the Internet we just hoped the money would have arrived in Uganda so that our permits would be purchased.  With only a handful of habituated gorilla groups (at that time I believe there were three) and 8 permits available each day, we were running out of time.  Nevermind that if the international money transfer didn’t make it, we might not be able to track the cash down….again, this was Africa.

In the end our wire transfer, something that should only take a couple of hours, took nearly 3 nerve-wracking weeks, not to mention the team of people working to get the money to go through.  We did get to see the gorillas but the weeks leading up to it were stressful with all that money hanging in the balance.  The next time we had to wire money overseas, this time for our Uzbekistan visas, we went with a different bank and although it went through OK, we paid almost as much in bank fees as we did for the actual visas.

The gorilla agrees... it was a pain!

We’ve talked a lot on this blog about managing our money and our spending on the road.  We had credit cards and ATM cards and most of the time we didn’t have to worry about a thing.  When we did worry about it though, it was rough and scary and really temporarily ruined our time abroad.

The moral of the story is to make sure you find a good way to transfer that money over borders because otherwise you’ll pay through the nose and maybe even lose out.

Filed Under: Headline, Travel & Planning Tagged With: money

Two Years of Travel Costs Less Than You Think?

February 2, 2011 By Danny

We’ve made no secret of our budgets as we’ve posted our spending for each and every country we’ve passed through along the way. Just about everything included brings us to a grand total of:

$59,114

That number is for both of us for 21 months of travel. It includes all of our airfare, (except the one trip we took between the US and Europe since that was for a wedding and not for travel) buses, food, lodging, gifts, souvenirs, postage fees, visas and medical expenses. And again, that’s for BOTH of us….a combined total.

Could we have spent less…absolutely. In Africa we spent $5000 climbing Mt. Kilimanjaro, taking a safari to the Ngorogoro Crater and visiting the Mountain Gorillas of Uganda. Take out that two week period and our total trip cost went down by nearly 10%.

What else isn’t included? I think I left off our travel medical insurance. Anything we purchased back in the US isn’t included, which does account for most of our gear, but on the other hand we sold a ton of stuff before we moved out which more than covers that expense. I also didn’t include all the tailored clothing we purchased in SE Asia, since that really had nothing to do with our trip at all.

Otherwise it’s all there. Transportation accounted for nearly one third of all of our spending. Activities averaged out to be about a quarter and food and lodging combined for 28%, but we spent a touch more on food than we did on sleeping, probably thanks to couchsurfing. The remaining 15% or so were the miscellaneous things that can vary dramatically such as how many souvenirs we purchased, over $2500 in visa fees, and how much time we spent at the Internet cafe or on the phone.

The point of all of this, of telling you our deepest darkest secret, is to make it abundantly clear how easy this is to do if you make it a goal and stick to it. We’ve just developed a new financial planning website to help others do the same, so feel free to use it!

Country Days Food Lodging Activity Trans Misc Daily Avg
TOTALS 580 $16.58 $11.34 $25.12 $33.65 $15.24 $101.92
Mexico & C Amr 111 $17.76 $10.33 $23.31 $20.50 $9.96 $79.25
South America 135 $15.68 $10.21 $19.71 $31.73 $9.42 $86.75
Africa & Levant
174 $16.44 $12.09 $39.90 $36.35 $19.84 $124.63
Europe
32 $21.93 $6.26 $11.94 $40.22 $9.54 $90.01
Silk Road
50 $16.46 $17.96 $19.50 $29.01 $19.40 $102.33
Asia
78
$14.64 $10.21 $13.07 $33.42 $20.67 $92.01

Filed Under: Headline, Travel & Planning Tagged With: budget, budgeting, costs, money, travel budget

Budget for Backpacking Asia

January 5, 2011 By Danny

We spent nearly three months in Asia and found things to be a good bit more expensive than we’d expected. This was for a few reasons but mostly had to do with needing a visa for almost every country (included in the ‘Misc’  column in the table below) in the region and using planes to get around (reflected in the transportation costs) rather than bus after bus after bus. We treated ourselves well [for backpackers] while in the area (lodging was still quite cheap) and allowed ourselves to enjoy a few of the finer things…

For more information regarding our spending please visit our spending page.    You can also check out our spending summaries for Central America, South America, Africa,  and the Silk Road!

Country Days Food Lodging Activity Trans Misc Daily Avg
MEX & C. AMR.
111 $17.76 $10.33 $23.31 $20.50 $9.96 $79.25
SOUTH AMERICA 135 $15.68 $10.21 $19.71 $31.73 $9.42 $86.75
AFRICA & LEVANT
174 $16.44 $12.09 $39.90 $36.35 $19.84 $124.63
EUROPE
32 $21.93 $6.26 $11.94 $40.22 $9.54 $90.01
Silk Road
50 $16.46 $17.96 $19.50 $29.01 $19.40 $102.33
ASIA
78
$14.64 $10.21 $13.07 $33.42 $20.67 $92.01
China 29 $13.26 $12.43 $14.56 $30.39 $22.48 $93.14
Vietnam 12 $16.06 $15.83 $17.32 $21.16 $19.62 $89.98
Cambodia 6 $17.61 $12.67 $14.78 $13.42 $12.46 $70.93
Laos 10 $13.30 $7.43 $8.46 $20.21 $11.68 $61.09
Thailand 8 $15.39 $6.84 $11.71 $23.71 $4.78 $62.42
India 13 $15.58 $3.07 $9.44 $28.25 $35.33 $91.67

China: A big expensive visa was part of our expense but the big problem here was traveling over the Chinese National Holiday. Overnight trains helped to bring down our lodging costs as most hotels were geared toward the Chinese middle class. Budget options were generally sparse but the hotels we stayed in afforded a pretty high level of comfort for their reasonable price. Food was always cheap provided we didn’t eat in western restaurants (we shared a meal in downtown Chengdu for less than one Häagen-Dazs scoop of ice cream a few blocks over and our activities were pretty much limited to entrance fees at major attractions like the Terra Cotta Army and the Mogao Grottos. If we had better timing everything would have been less expensive, especially transportation.

Vietnam: We found ourselves enjoying all Vietnam had to offer. By not paying bare-bones prices we had a headache and hassle free time here and we’d recommend other backpackers to do the same. For $25, our hotel room in downtown Hanoi was as nice as any #$200 boutique hotel back home and with a computer to use in the room as well as a nice big satellite television. Flooding forced us to fly the length of the country which was only twice the price of the roach infested buses and trains. By traveling with another couple we were able to share on a few taxi’s and book some private tours. There was a visa as well which accounts for a decent chunk of that miscellaneous budget.  The Vietnamese tailored clothing from Hoi An is not included in these costs.

Cambodia: We came to see Angkor Wat and then we left. In doing just that little bit we actually traveled through most of the country rather quickly. Again, we treated ourselves to nicer hotels (for $25) than we usually had and some nicer meals as well. Admission to Angkor Wat is the only thing that could be considered expensive here and for that we also needed to hire transportation for the day.

Laos: It was here that we started staying in more typical backpacker accommodation again and that is the big price difference between Laos and Cambodia. Again we needed to purchase a visa to enter but overall it was a cheap country. Renting our own motorbikes for a few days helped to drive up transportation costs but was a highlight of the region for us and the caving activities of Vang Vieng were worth every penny.

Thailand: In Thailand we took three overnight trains for our 8 nights in the country. We visited a hospital (medical expenses not included here since they weren’t really related to Thailand) for a checkup and pretty much just hung out. We had hoped to visit an elephant training center but ultimately swapped this for a fairly inexpensive, but awesome, cooking class. This was the first country since Georgia that didn’t require us to purchase a visa to enter. We skipped on the beaches so that we could visit India.

India: The cheapest, expensive place we’ve seen. Travel here is quite inexpensive but just getting to the subcontinent will cost you. We had to fly both into and out of India as overland options are quite limited. Last minute planning ended up biting us budget wise when we couldn’t get a train from Mumbai to Delhi and ended up flying. Not all of the to/from India airfare is included as part of our Indian expenses (most goes to Asia group as a whole) but when you consider those transportation costs with a  very expensive visa, then it is easy to see why India looks a bit more expensive than it actually is. Once there though we ate yummy vegetarian food, did some yoga, and couchsurfed almost the entire time…so not so bad after all.

Filed Under: Asia & Oceania, Headline, Travel & Planning Tagged With: money

How to make your travel dreams a reality

January 3, 2011 By Jillian

So you want to go overseas this year, but you aren’t ready to sell it all and vagabond your way around the world?IMGP6116

You don’t have to quit your job, give up your apartment and sell your worldly possessions to have an amazing travel adventure in 2011. And I’m not talking about just staying home for an adventurous “staycation” either. Here are three easy things you can do to right now to start working towards your 2011 travel adventure:

1. Make a reasonable budget. Probably the number one question we have about the trip is, how did you pay for it? We made a reasonable budget and we stuck to it. That’s plain and simple. In fact, we get asked this question so often that we’ve developed a free online budgeting tool called Doughhound.IMGP3300  Start saving money now and you’ll be surprised how much you can put away in just a few months.

2. Be flexible. Identify what kind of travel adventure you want to have- is it cultural? Is it to be out in nature? Is it to eat incredible food? Stay on an amazing beach? Whatever it is, identify the common and uncommon places to have those adventures. You want to go on an African Safari? Sure you can go to East Africa, but you can also DIY a safari for less money in South Africa. Be flexible with your destination; stay focused on what it is you want to do instead of the place.

3. Get a Passport. According to the State Department only 22% of American’s have a passport. That’s shocking. With fees increasing all the time,IMGP5266 it’s cheaper over the long run to get your passport now. Plus, a passport is good for 10 years and you’ll be able to take advantage of that cheap travel deal when you see it. It can take a few weeks to process your passport, so don’t miss out on your travel adventure just because you didn’t plan ahead. Trust me, the expedite fees are steep.

Filed Under: Headline, Travel & Planning Tagged With: money, Travel & Planning

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